Single-trip or annual — done right
If you travel more than twice a year, annual multi-trip cover usually wins. We'll do the maths for your actual plans.
Travel insurance only matters on the day something goes wrong — a cancelled trip, lost baggage, or a medical bill abroad that runs into tens of thousands. Cheap policies often cap exactly the costs you'd most need covered.
Whether it's one family holiday or frequent trips through the year, I'll help you choose between single-trip and annual cover and make sure medical conditions, activities and destinations are properly declared — so a claim can't be refused on a technicality.
If you travel more than twice a year, annual multi-trip cover usually wins. We'll do the maths for your actual plans.
Pre-existing conditions are the most common reason travel claims fail. I'll make sure your policy is valid from day one.
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