Protection sized to your life
Mortgage balance, children's ages, existing savings and employer benefits all feed into how much cover genuinely makes sense.
Our Services
Life & health insurance in Perth & Perthshire
Life and health cover is the part of insurance most people put off — and the part their families depend on most. The right amount of life cover, critical illness protection or income protection depends on your mortgage, your dependants and what would actually happen if your income stopped.
I help families across Perth and Perthshire work out how much protection they really need, then compare plans from leading providers — with honest advice about what's worth paying for.
Why work with an advisor
How I help.
Critical illness explained honestly
Policies differ enormously in which conditions they cover and how they pay out. I'll translate the small print before you decide.
Private healthcare options
Private medical insurance plans compared on hospitals, waiting times and outpatient limits — not just the monthly premium.
What's covered
- Life insurance
- Critical illness cover
- Private healthcare
More cover
Other ways I can help.
Home Insurance
Buildings, contents and liability cover for your home — tailored to your property and lifestyle.
Learn moreCar Insurance
Car policies for UK and international licence holders — compared across leading insurers to find the best fit.
Learn moreBusiness Insurance
Cover for self-employed and small businesses: public liability, employers' liability, tools & van cover.
Learn moreTravel Insurance
Single-trip and annual cover for travel within the UK and abroad — medical, baggage and cancellation included.
Learn moreLandlord & Let
Comprehensive protection for landlords renting out property in Scotland — your investment covered end to end.
Learn more