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Free tool What would it cost to
What would it cost to
replace everything you own?
Walk through your home room by room and add up what your contents are really worth — most people are surprised how quickly it adds up, and how underinsured they are.
Your result
Suggested sum insured: ≈
Insurers often find the average UK home holds £35,000+ of contents — most people underestimate. Make sure your policy is new-for-old and covers the full replacement value, not what you originally paid.
That looks low — even a small home usually exceeds £10,000 once clothes, kitchenware and tech are counted. Worth double-checking.
Indicative only — not advice, and not a quote.
These numbers are a starting point, not the final answer.